/* denkvoraus — PKV-Ratgeber-Cluster: gemeinsame Bausteine */

/* Hero-Funnel */
.hero-funnel-card { background: #fff; border-radius: 22px; padding: 1.6rem; border: 1px solid rgba(13,27,42,.08); box-shadow: 0 20px 48px -24px rgba(13,27,42,.18); }
.hero-funnel-eyebrow { font-size: .74rem; text-transform: uppercase; letter-spacing: .12em; color: var(--accent); font-weight: 700; margin-bottom: .4rem; }
.hero-funnel-title { font-family: 'Fraunces', serif; font-size: 1.35rem; font-weight: 500; color: var(--ink); margin: 0 0 .4rem; line-height: 1.2; }
.hero-funnel-sub { font-size: .9rem; color: var(--ink-soft); margin: 0 0 1.2rem; line-height: 1.5; }
.hero-funnel-options { display: grid; grid-template-columns: 1fr 1fr; gap: .7rem; margin-bottom: 1rem; }
@media (max-width: 480px) { .hero-funnel-options { grid-template-columns: 1fr; } }
.hero-funnel-btn { display: flex; flex-direction: column; align-items: center; justify-content: center; gap: .5rem; padding: 1rem .9rem; background: #fff; border: 2px solid rgba(13,27,42,.1); border-radius: 14px; color: var(--ink); text-decoration: none; font-weight: 500; text-align: center; transition: all .22s cubic-bezier(.5,0,.25,1); }
.hero-funnel-btn:hover { border-color: var(--accent); transform: translateY(-3px); box-shadow: 0 16px 32px -14px rgba(232,105,63,.24); text-decoration: none; }
.hero-funnel-btn .btn-icon { width: 40px; height: 40px; border-radius: 12px; background: rgba(232,105,63,.12); color: var(--accent); display: flex; align-items: center; justify-content: center; }
.hero-funnel-btn .btn-label { font-size: .94rem; font-weight: 600; }
.hero-funnel-btn .btn-sub { font-size: .75rem; color: var(--muted); }
.hero-funnel-foot { display: flex; justify-content: center; gap: 1.2rem; padding-top: .9rem; border-top: 1px solid rgba(13,27,42,.06); font-size: .75rem; color: var(--muted); flex-wrap: wrap; }
.hero-funnel-foot span::before { content: '✓'; color: var(--accent); margin-right: .35rem; font-weight: 700; }
.hf-toc { margin-top: 1.4rem; padding: 1.2rem 1.4rem; background: rgba(13,27,42,.03); border-radius: 14px; border: 1px solid rgba(13,27,42,.06); }
.hf-toc p { margin: 0 0 .6rem; font-size: .86rem; font-weight: 600; color: var(--ink); }
.hf-toc ul { list-style: none; padding: 0; margin: 0; font-size: .86rem; line-height: 1.7; }
.hf-toc a { color: var(--ink-soft); text-decoration: none; }
.hf-toc a:hover { color: var(--accent); }

/* Fließtext */
.prose { max-width: 76ch; margin: 0 auto; }
.prose p { color: var(--ink-soft); line-height: 1.72; font-size: 1.02rem; margin: 0 0 1.2rem; }
.prose h3 { font-family: 'Fraunces', serif; font-weight: 500; font-size: 1.35rem; margin: 2.2rem 0 .8rem; color: var(--ink); }
.prose ul, .prose ol { color: var(--ink-soft); line-height: 1.75; padding-left: 1.3rem; margin: 0 0 1.2rem; }
.prose strong { color: var(--ink); }

/* Karten */
.cards { display: grid; grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 1.3rem; margin: 2rem 0; }
.card { background: #fff; border-radius: 20px; padding: 1.7rem; border: 1px solid rgba(13,27,42,.08); }
.card .ic { width: 46px; height: 46px; border-radius: 14px; background: rgba(232,105,63,.12); color: var(--accent); display: flex; align-items: center; justify-content: center; margin-bottom: 1rem; font-family: 'Fraunces', serif; font-weight: 600; font-size: 1.1rem; }
.card h3 { font-family: 'Fraunces', serif; font-weight: 500; font-size: 1.18rem; margin: 0 0 .55rem; color: var(--ink); }
.card p { color: var(--ink-soft); font-size: .93rem; margin: 0; line-height: 1.6; }
.card .tag { display: inline-block; font-size: .72rem; text-transform: uppercase; letter-spacing: .08em; font-weight: 700; color: var(--accent); margin-bottom: .4rem; }

/* Tabellen */
.tbl-wrap { overflow-x: auto; margin: 2rem 0; }
.tbl { width: 100%; border-collapse: collapse; background: #fff; border-radius: 16px; overflow: hidden; box-shadow: 0 4px 16px -8px rgba(13,27,42,.1); min-width: 560px; }
.tbl th, .tbl td { padding: .9rem 1.2rem; text-align: left; border-bottom: 1px solid rgba(13,27,42,.06); font-size: .93rem; vertical-align: top; }
.tbl th { background: rgba(13,27,42,.04); font-weight: 600; color: var(--ink); }
.tbl tbody tr:last-child td { border-bottom: 0; }
.tbl td.win { background: rgba(232,105,63,.08); color: var(--accent); font-weight: 600; }
.tbl td.yes { color: #1f7a4c; font-weight: 600; }
.tbl td.no { color: #c0382b; font-weight: 600; }
.tbl td.num { font-variant-numeric: tabular-nums; white-space: nowrap; }

/* Praxisfall */
.praxis { background: linear-gradient(135deg, #fdfaf3 0%, #f6f1e7 100%); border-radius: 22px; padding: 2rem; display: grid; grid-template-columns: auto 1fr; gap: 1.6rem; margin: 2rem 0; border: 1px solid rgba(232,105,63,.12); }
@media (max-width: 640px) { .praxis { grid-template-columns: 1fr; padding: 1.4rem; } }
.praxis .ava { width: 64px; height: 64px; border-radius: 50%; background: linear-gradient(135deg, #ffd8c2 0%, #e8693f 100%); display: flex; align-items: center; justify-content: center; font-family: 'Fraunces', serif; font-size: 1.5rem; color: #fff; font-weight: 600; }
.praxis .meta { font-size: .8rem; text-transform: uppercase; letter-spacing: .06em; color: var(--muted); margin-bottom: .6rem; }
.praxis h3 { font-family: 'Fraunces', serif; font-weight: 500; font-size: 1.28rem; margin: 0 0 .5rem; }
.praxis p { color: var(--ink); margin: .5rem 0; line-height: 1.65; }
.hl { background: var(--accent); color: #fff; padding: .12rem .5rem; border-radius: 6px; font-weight: 600; font-variant-numeric: tabular-nums; white-space: nowrap; }

/* Hinweis- und Warnboxen */
.note { background: #fff; border-left: 4px solid var(--accent); border-radius: 0 14px 14px 0; padding: 1.2rem 1.5rem; margin: 1.8rem auto; max-width: 76ch; color: var(--ink-soft); line-height: 1.65; font-size: .95rem; }
.note strong { color: var(--ink); }
.warn { background: rgba(220,76,30,.06); border: 1px solid rgba(220,76,30,.2); border-left: 6px solid #c0382b; border-radius: 16px; padding: 1.5rem 1.7rem; margin: 2rem auto; max-width: 780px; }
.warn h3 { color: #c0382b; font-family: 'Fraunces', serif; font-weight: 500; margin: 0 0 .6rem; font-size: 1.15rem; }
.warn p { color: var(--ink); margin: .5rem 0 0; line-height: 1.65; }

/* Nummerierte Schritte */
.steps { list-style: none; padding: 0; counter-reset: st; margin: 2rem auto; max-width: 780px; }
.steps li { position: relative; padding: 1.2rem 1.4rem 1.2rem 4rem; background: #fff; border-radius: 16px; margin-bottom: .8rem; border: 1px solid rgba(13,27,42,.06); counter-increment: st; }
.steps li::before { content: counter(st); position: absolute; left: 1.2rem; top: 1.15rem; width: 32px; height: 32px; background: var(--accent); color: #fff; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-family: 'Fraunces', serif; font-weight: 600; }
.steps li strong { display: block; color: var(--ink); margin-bottom: .3rem; }
.steps li span { color: var(--ink-soft); font-size: .94rem; line-height: 1.55; }

/* Große Zahl */
.bignum { background: linear-gradient(135deg, #0d1b2a 0%, #1a2c40 100%); color: #fff; border-radius: 24px; padding: 2.6rem 2rem; text-align: center; max-width: 680px; margin: 2rem auto; position: relative; overflow: hidden; }
.bignum::before { content: ''; position: absolute; top: -30%; right: -20%; width: 60%; height: 200%; background: radial-gradient(circle, rgba(232,105,63,.25) 0%, transparent 70%); }
.bignum > * { position: relative; }
.bignum .l { font-size: .82rem; text-transform: uppercase; letter-spacing: .1em; color: rgba(255,255,255,.55); margin-bottom: .6rem; }
.bignum .n { font-family: 'Fraunces', serif; font-weight: 600; font-size: clamp(2.8rem, 7vw, 4.4rem); line-height: 1; color: var(--accent); font-variant-numeric: tabular-nums; }
.bignum .s { color: rgba(255,255,255,.72); margin-top: .6rem; }

/* Zeitstrahl */
.timeline { display: grid; grid-template-columns: repeat(auto-fit, minmax(170px, 1fr)); gap: 1rem; margin: 2.4rem 0 2rem; }
.tl { background: #fff; border-radius: 18px; padding: 1.5rem 1.3rem 1.3rem; border: 1px solid rgba(13,27,42,.08); position: relative; }
.tl .age { position: absolute; top: -13px; left: 1.3rem; background: var(--ink); color: #fff; font-size: .78rem; font-weight: 600; padding: .22rem .7rem; border-radius: 999px; }
.tl h3 { font-family: 'Fraunces', serif; font-weight: 500; font-size: 1.05rem; margin: .5rem 0 .4rem; }
.tl p { color: var(--ink-soft); font-size: .86rem; margin: 0; line-height: 1.5; }

/* Verwandte Seiten */
.related { display: grid; grid-template-columns: repeat(auto-fit, minmax(230px, 1fr)); gap: 1rem; margin-top: 2rem; }
.related a { background: #fff; padding: 1.3rem 1.4rem; border-radius: 16px; border: 1px solid rgba(13,27,42,.08); text-decoration: none; color: inherit; transition: all .2s; }
.related a:hover { border-color: rgba(232,105,63,.4); transform: translateY(-3px); box-shadow: 0 14px 30px -16px rgba(13,27,42,.18); }
.related strong { display: block; font-family: 'Fraunces', serif; font-weight: 500; font-size: 1.06rem; margin-bottom: .3rem; color: var(--ink); }
.related span { font-size: .86rem; color: var(--ink-soft); line-height: 1.5; }

/* Mobile Sticky CTA */
.sticky-cta { display: none; position: fixed; bottom: 0; left: 0; right: 0; padding: .8rem 1rem; background: #fff; border-top: 1px solid rgba(13,27,42,.1); box-shadow: 0 -8px 24px -16px rgba(13,27,42,.15); z-index: 90; }
.sticky-cta a { display: block; text-align: center; padding: .9rem 1.2rem; background: var(--accent); color: #fff; text-decoration: none; border-radius: 12px; font-weight: 600; }
@media (max-width: 720px) { .sticky-cta { display: block; } footer { padding-bottom: 5rem; } }